Update: 08/14/08

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hochheim@hpfm.com

DISCOUNTS FOR PROPERTY POLICIES

• CLAIM FREE NEW BUSINESS AND RENEWAL DISCOUNT
• COMPANION POLICY DISCOUNT
• HAIL RESISTANT ROOF DISCOUNT
• METAL ROOF DISCOUNT
• NEW DWELLING DISCOUNT

DISCOUNTS FOR PERSONAL AUTOMOBILE POLICIES:

• AIRBAGS AND OTHER PASSIVE RESTRAINTS
• ANTI-THEFT DISCOUNT
• DEFENSIVE DRIVING AND DRIVER TRAINING CREDIT
• MULTIPLE CAR DISCOUNT
• MULTIPLE LINE DISCOUNT
• PERSONAL AUTO CLAIM FREE RENEWAL DISCOUNT